Believe it or not, when you insure your home there are typically gaps between your coverage limit and what it would cost to rebuild your home as it...

Group health insurance is one of the largest expenses your growing company will face. Premiums tend to creep up each year due to rising medical cos...

Bowthorpe & Associates Insurance Producers Do you have separate auto, home, and health insurance? Should you bundle them together? It’s temptin...

Selecting your family’s health insurance plan each year is one of the most significant financial decisions that you will make. The right coverage c...

Commercial General Liability Limits Explained When deciding what general liability limits to purchase, you should consider how much coverage you ne...

For most people, umbrella insurance triggers kick in when your underlying liability limits have been exhausted. While this statement is generally t...

Your homeowners insurance policy does not protect you against every disaster imaginable. While it might seem that way when you read your declaratio...

Business owners always hope for continuity. They put plans in place for systems and data. But what about human error? No one wants to think about a...

If you think cyberattacks only happen to major corporations, think again. In fact, small organizations are often targeted because attackers know th...

Real estate valuation models allow investors, lenders, and property owners to estimate true market value for income-producing properties. Understan...

Contractor surety bonds are important because they protect construction projects by ensuring that contractors adhere to the law and uphold their co...

Just because you have the state minimum coverage doesn’t mean you have adequate coverage. Major accidents often result in medical expenses, propert...