Health Coverage
Health Insurance
Plans That Fit Your Needs
Whether you need an individual plan, group coverage for your business, or help navigating Medicare, our licensed health agents are here to match you with the right carrier.
Talk to a Health AgentHealth Coverage Options
We take every precaution to match clients with health coverage that truly serves them — not just what's easiest to quote.
Individual Health Plans
Marketplace and off-exchange health plans for individuals and families. We help you navigate deductibles, networks, premiums, and subsidies to find a plan that fits your life.
Group Health Insurance
Employer-sponsored health coverage for your team. We design plans that attract and retain employees while keeping costs manageable for your business.
Medicare Supplement
Medigap plans that cover the gaps left by Original Medicare — including deductibles, copays, and coinsurance. We help you compare plans from top carriers.*
Medicare Advantage
All-in-one alternatives to Original Medicare that often include dental, vision, and prescription coverage. Our agents help you compare plans in your area.*
Medicare Part D
Prescription drug coverage that works alongside your Medicare plan. We review your medications and help you find the most cost-effective plan.*
Life Insurance
Term and permanent life insurance to protect your family's financial future. We compare options to match your coverage needs and budget.
Medicare Can Be Complicated. We Make It Simple.
With multiple Medicare plan types, enrollment windows, and plan-year changes, it's easy to make costly mistakes. Our agents have helped hundreds of Utah seniors navigate their Medicare options — and we never charge for our guidance.
*By providing your information for Medicare purposes, you grant permission for a licensed insurance agent to contact you regarding Medicare Supplement, Medicare Advantage, and Prescription Drug Plan options.
Talk to a Medicare SpecialistHealth Insurance FAQs
When can I enroll in health insurance?
The ACA Open Enrollment Period typically runs November 1 – January 15 for coverage beginning January 1. Outside of open enrollment, you may qualify for a Special Enrollment Period due to life events like losing employer coverage, getting married, or having a baby. Medicare has its own enrollment windows.
What's the difference between Medicare Advantage and Medicare Supplement?
Medicare Supplement (Medigap) works alongside Original Medicare and helps cover out-of-pocket costs like deductibles and copays. Medicare Advantage replaces Original Medicare with an all-in-one plan, often including extra benefits like dental and vision. Both have tradeoffs — we'll help you choose the right fit.
Can B&A help me find a group plan for my small business?
Yes. We specialize in helping small and mid-sized Utah businesses design competitive group health plans that fit their budget. Offering benefits helps attract and retain employees, and we'll walk you through all your options.
Is your health guidance free?
Yes. Our agents are compensated by the insurance carriers — never by the client. You get professional guidance at no cost to you.
Carriers We Work With
