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Utah sets its required liability limits low enough that a single serious at-fault accident can run straight past them and reach your savings. Because we are independent, we can place a clean record and a messy one alike — including SR-22 filings after a suspension — without handing you to a call center to be re-sold. Tell us what you drive and who drives it.
Prefer to talk? Call (801) 487-2300.
Auto FAQs
Do I need more than Utah's minimum auto coverage?
Utah's statutory minimums are among the lower limits in the country, and they have not kept pace with what vehicles and medical care now cost. If you own a home, have retirement savings, or earn a wage a court could garnish, higher limits and an umbrella policy are usually the cheapest protection you will ever buy.
Can you help after a DUI or a suspension?
Yes. We work with carriers that specialise in nonstandard auto and we file SR-22s routinely. An SR-22 is not an insurance policy — it is proof of financial responsibility your carrier files with the state — and letting it lapse restarts the clock, so it is worth having an agent watching it.
Will bundling home and auto actually save money?
Often, but not always. Bundling commonly saves ten to twenty-five percent and simplifies billing. Sometimes two separate carriers still beat one bundle, particularly with an older roof or a blemished driving record. We check both and tell you which is which.