Free & No Obligation

Boat & Watercraft Insurance Quote

Utah does not require liability insurance to register a boat, which is exactly why so many owners find their coverage gap only after something goes wrong on the water. Homeowners policies cap watercraft at a low limit and usually exclude anything above a modest horsepower threshold, ruling out most ski boats. Tell us what you run and where you run it.

How can we reach you?

First Name *

Last Name *

Email *

Phone *

ZIP Code *

Preferred contact

Best time to reach you

You may contact me by phone, text, or email about my quote — including with an autodialer or prerecorded message. Consent is not required to get a quote. Message and data rates may apply. Reply STOP to opt out of texts.

A few details about your boat & watercraft

Every question here is optional. Skip anything you don't know.

Watercraft type

Year, make, model

Length

Engine horsepower

Approximate value

Where is it stored?

Primary water

Anything else we should know?

How did you hear about us?

A licensed agent will follow up within one business day.

Prefer to talk? Call (801) 487-2300.

Boat & Watercraft FAQs

Is boat insurance required in Utah?

Utah does not mandate liability coverage to register recreational watercraft. Marinas, slip contracts and lenders very often do require it, and concessionaires at Lake Powell have their own rules. Going uninsured leaves you personally exposed for injury and property damage claims that can be substantial.

Doesn't my homeowners policy already cover the boat?

Usually only in part. Most homeowners forms carry a small watercraft limit with horsepower and length restrictions attached, which commonly excludes jet skis and ski boats outright or covers them for a fraction of their value. We will read your current form and show you precisely where it stops.