Home Insurance Inflation Coverage Gaps

Home Insurance Inflation Coverage Gaps

Homeowners insurance policies are affected by inflation too. Increases in material and labor costs combined with supply shortages create huge gaps in many policies when it comes to rebuilding your home after a loss. Here at Bowthorpe & Associates Insurance...
How Health Plans Help with Employee Retention

How Health Plans Help with Employee Retention

Salary is not the only deciding factor for employee retention. In today’s world, employees tend to stick with companies that offer them health coverage. If they feel taken care of and protected by their employers’ health plans, they are more likely to stay for longer...
Property Insurance: Appraisal Disputes

Property Insurance: Appraisal Disputes

Few people think about disputes when purchasing property insurance. When they occur, many policyholders don’t know how to react. You can exercise your rights under the appraisal clause of your policy when you and your insurer don’t agree on the value of your covered...
Workers’ Comp Audit Guide

Workers’ Comp Audit Guide

Navigating your yearly workers’ compensation audit doesn’t have to be stressful. Many employers are surprised when they receive their audit notice because they didn’t know what to expect. Take the guesswork out of audits by learning how they work. You’ll prevent cost...
Umbrella Insurance Coverage for High Net Worth Clients

Umbrella Insurance Coverage for High Net Worth Clients

High net worth individuals face unique liability risks that ordinary homeowners’ and auto insurance policies do not cover. With more assets, property, and public exposure comes increased opportunities for large claims. Umbrella insurance provides a higher layer...