Liability Insurance Claims You’re Missing

Liability Insurance Claims You’re Missing

Businesses often associate liability claims with big lawsuits or disasters. Some of the costliest liability claims start from small incidents that may seem irrelevant or not initially reportable to your insurance company. Missed steps in rectifying small...
Cyber Risk Trends Businesses Should Know About

Cyber Risk Trends Businesses Should Know About

Years ago, hackers mostly targeted larger companies and consumers. Today, however, businesses of all sizes face significant cyber exposure. Attackers have taken notice of companies with limited IT departments, outdated systems, and poor security measures. A cyber...
Auto Policy Add-Ons That Increase Protection

Auto Policy Add-Ons That Increase Protection

Standard auto insurance can cover you in many situations, but most drivers only notice gaps in their coverage when faced with an accident or roadside emergency. Adding valuable protection to your auto policy can help give you peace of mind by filling in coverage holes...
Business Owner Policy Qualification Guide

Business Owner Policy Qualification Guide

What Businesses Qualify for a Business Owner Policy? A business owner policy, or BOP provides combined property, general liability insurance and business interruption insurance coverage to eligible business owners. There are limitations as to what businesses qualify...
Home Insurance Inflation Coverage Gaps

Home Insurance Inflation Coverage Gaps

Homeowners insurance policies are affected by inflation too. Increases in material and labor costs combined with supply shortages create huge gaps in many policies when it comes to rebuilding your home after a loss. Here at Bowthorpe & Associates Insurance...
How Health Plans Help with Employee Retention

How Health Plans Help with Employee Retention

Salary is not the only deciding factor for employee retention. In today’s world, employees tend to stick with companies that offer them health coverage. If they feel taken care of and protected by their employers’ health plans, they are more likely to stay for longer...