Bundle or Separate Insurance

Bundle or Separate Insurance

Bowthorpe & Associates Insurance Producers Do you have separate auto, home, and health insurance? Should you bundle them together? It’s tempting to just go with whichever option saves you money. However, when you’re paying thousands of dollars every year on...
Finding The Right Health Plan for Your Family

Finding The Right Health Plan for Your Family

Selecting your family’s health insurance plan each year is one of the most significant financial decisions that you will make. The right coverage can open doors to quality care and positive health outcomes without causing financial hardships. The wrong plan can plunge...
Commercial General Liability Limits Explained

Commercial General Liability Limits Explained

Commercial General Liability Limits Explained When deciding what general liability limits to purchase, you should consider how much coverage you need to sufficiently protect yourself from lawsuits and weigh that against the most amount of coverage you can get for your...
Umbrella Insurance Coverage Triggers 

Umbrella Insurance Coverage Triggers 

For most people, umbrella insurance triggers kick in when your underlying liability limits have been exhausted. While this statement is generally true, umbrella coverage only responds to certain claims under certain circumstances. Knowing when your umbrella responds...
Homeowners Insurance: What Doesn’t Your Policy Cover

Homeowners Insurance: What Doesn’t Your Policy Cover

Your homeowners insurance policy does not protect you against every disaster imaginable. While it might seem that way when you read your declaration page, all standard homeowners policies have exclusions, sublimits, and conditions that can leave you with giant holes...