by Collin Mae | Mar 5, 2026 | Blog
Just because you have the state minimum coverage doesn’t mean you have adequate coverage. Major accidents often result in medical expenses, property damage, and lawsuits that dwarf minimum coverage amounts. When that happens, your bank account, investments, and even...
by Collin Mae | Mar 3, 2026 | Blog
Every business faces risk as it grows. A slip-and-fall, fire, hack, or employee lawsuit can upend your operations overnight. The right business insurance protects your cash flow, contracts, and long-term financial stability. At Bowthorpe & Associates Insurance...
by Collin Mae | Feb 25, 2026 | Blog
Commercial general liability insurance is typically one of the first policies purchased in a business insurance program. It can be required by leases or contracts, but either way your business should maintain insurance to protect against third party claims of bodily...
by Collin Mae | Feb 20, 2026 | Blog
Workers’ comp compliance issues can lead to fines from regulators, increased premiums billed retroactively, lawsuits, and even stop work orders. Employers must manage compliance around class codes, accurate payroll reporting, policy coverage and limits, and injury...
by Collin Mae | Feb 18, 2026 | Blog
Standard auto and homeowners insurance policies are designed to handle day-to-day accidents. They aren’t meant to absorb a catastrophic lawsuit. When a bad car accident, severe injury, or defamation judgment hits the million dollar range, umbrella insurance is what...
by Collin Mae | Feb 12, 2026 | Blog
Whether you’re married or single with children, life insurance should be part of your long-term financial plan. When utilized properly, life insurance helps replace income, pay debts, and protect your family’s financial future. In the event of your death, life...
