Prevent E&O Claims

Prevent E&O Claims

Clients rarely file errors and omissions claims because they want to. Usually, it’s the result of a small misunderstanding, vague expectations, or incomplete details that get worse over time. Fortunately, you can prevent most E&O risks with simple habits and...
Broker vs Captive Agent

Broker vs Captive Agent

When looking for insurance coverage, there are two different avenues that you can take that will shape your experience when it comes time to file a claim. Working with either an independent insurance broker or captive insurance agent will play a major role in your...
Fix Rebuild Cost Gaps

Fix Rebuild Cost Gaps

Believe it or not, when you insure your home there are typically gaps between your coverage limit and what it would cost to rebuild your home as it was prior to a loss. Repairing these gaps can help protect you against unexpected out-of-pocket expenses should you need...
Control Group Health Costs

Control Group Health Costs

Group health insurance is one of the largest expenses your growing company will face. Premiums tend to creep up each year due to rising medical costs and utilization. Finding ways to control costs is essential if you want to keep group health affordable. Here’s what...
Bundle or Separate Insurance

Bundle or Separate Insurance

Bowthorpe & Associates Insurance Producers Do you have separate auto, home, and health insurance? Should you bundle them together? It’s tempting to just go with whichever option saves you money. However, when you’re paying thousands of dollars every year on...
Finding The Right Health Plan for Your Family

Finding The Right Health Plan for Your Family

Selecting your family’s health insurance plan each year is one of the most significant financial decisions that you will make. The right coverage can open doors to quality care and positive health outcomes without causing financial hardships. The wrong plan can plunge...