by Collin Mae | Feb 6, 2026 | Blog
Insurance programs naturally evolve over time. Policies get added, limits increase, endorsements are layered in and out, and insurance carriers come and go. It’s expected and normal, but this maturation often leads to unnecessary overlapping coverage that drives up...
by Collin Mae | Feb 2, 2026 | Blog
Just as you grow and change throughout your life, your exposure to risk does too. Personal insurance is meant to protect against different risks than business insurance, despite some similarities. Knowing the differences between the two can ensure you have adequate...
by Collin Mae | Jan 27, 2026 | Blog
You buy insurance expecting that everything is covered. After all, you’ve paid the bill. But policy language changes along with exclusions and limits that nobody told you about. Most coverage gaps are hidden until you file a claim and it may be too late to...
by Collin Mae | Jan 22, 2026 | Blog
Shopping for insurance online used to be a matter of comparing price to price. But these days there are independent insurance professionals who can help just as much as automated websites. The key difference between these two options isn’t price — it’s how your...
by Collin Mae | Jan 20, 2026 | Blog
Insureds often believe their policies provide them with all around protection. However, standard policies were not designed to cover every eventuality. Rather they were designed to cover common exposures. Meaningful coverage gaps exist in most policies. They aren’t...
by Collin Mae | Jan 15, 2026 | Blog
Policy renewal is not just a billing statement or a price check. Every year, when your policies renew, take the time to ensure your insurance coverage still matches your real world risk. Assets are acquired and disposed of. Exposures rise and fall. Policy language is...
