Surety Bonds 101: For Business Owners

Surety Bonds 101: For Business Owners

Surety bonds are an important business risk management product. If you’re a business owner or contractor in Utah, you’ll likely have to secure them at some point. Bonding requirements can be confusing, but they also help your business win contracts, prevent client...
Guide to Small Business Liability Insurance Costs

Guide to Small Business Liability Insurance Costs

Money is not guaranteed when you own a small business in Utah, but neither are losses. Even one isolated incident can strain your business, whether it’s injuries to customers, damage to property, or legal disputes. Liability insurance protects what you’ve worked hard...
Why small businesses need commercial insurance

Why small businesses need commercial insurance

Risk, responsibility, and opportunity are all part of operating a small business. Every decision you make, from customer service to property ownership to employee management, can have consequences. Commercial insurance is essential because it safeguards your business....
Top Questions To Ask Before Accepting An Insurance Quote

Top Questions To Ask Before Accepting An Insurance Quote

Accepting an insurance quote is not just another task to check off a list it’s an important financial step that can affect your future. You should know what you are getting into and understand exactly what you will pay for by asking detailed questions. That’s why...
Why Independent Brokers Offer Better Insurance Options

Why Independent Brokers Offer Better Insurance Options

When you purchase insurance, the coverage should ideally feel like it was designed for you. It’s not always so easy to find a policy that provides just the right level of protection, however, and it’s a serious challenge if you only ever consider a single company’s...
Common Gaps In Small Business Insurance

Common Gaps In Small Business Insurance

Most insurance gaps only show themselves when it’s too late. A single uncovered claim can disrupt operations, drain cash flow, or even threaten the survival of a business. While many business owners assume their insurance is complete, the truth is that exclusions,...